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Cloud Based Inventory Software: Yesterday’s Fiction is Today’s Fact

Yesterday’s television has become today’s reality, and smart technology is fostering the kind of supply chain/inventory management software that was only dreamt of in the days of brick and mortar industries.  A recent forecast from the World Economic Forum stated that everything from 3-D printing to automated workers, connected homes, and driverless cars will be the norm by the mid-2020s.

Here’s what all that future talk could mean for you.

When you told people they had their heads in the clouds several decades ago, it didn’t mean you were looking at them in a good light. However, today’s supply chain managers and business leaders are facing constant pressure to control costs in sputtering economies, and they are looking to cloud-based software to help them through these difficult times.

So what do they need to do?

Make a choice between local and cloud-based management software for starters. When you start looking into it, you’ll see these options are as different as apples and oranges.

Local software is downloaded into your computer. Remember those days when you got into the car and drove to the store to buy a disc that you slid into that little tray that popped out (sometimes) from the side of your laptop? Local software has significantly developed since then, and we’ll cover that a bit later on.

Right on the Web

Cloud-based inventory software has all the fixings right on the internet. There’s nothing to download and no need to go buy the software you needscreen. There’s no disc or driving through traffic needed. Everything you need is from that shared Internet experience that’s been loosely termed “The Cloud”.

If you haven’t made the switch yet, he’s why every inventory management and supply chain wizard needs to get with this cloud revolution today.

Data: The Cloud As A Safe “Outsourced Source.”

It’s only one word but a huge problem if you lose it. Keeping all your valuable data locked away in a computer in that software you downloaded is putting all of your eggs in one basket. Using cloud-based software is like taking your money out from under a mattress and putting it in the bank. If something goes wrong and your computer crashes and takes the software with it, you still have a safely outsourced source to recover all your data that would otherwise be gone forever.

If you’ve ever experienced losing data from one corrupt-hard drive-power-outage, you’ll see why the convenience of storing those numbers elsewhere is preferable to keeping them exclusively on your device.

Imagine trying to run day to day operations without:

·                     Sales Reports

·                     Your inventory lists

·                     The status of orders

·                     Transaction reports and other relevant customer data.

These days, inventory management and supply chain experts have a strong case for keeping their heads in the clouds, or at least that one big cloud in cyberspace. Using this latest innovation also means daily and weekly backups are a thing of the past.

Gold Standard

Need some more convincing that cloud based inventory management is the new gold standard? Consider the recent The 2015 MHI Annual Industry Report from Deloitte that states clearly “Companies that continue to utilize traditional supply chain models will struggle to remain competitive and deliver orders that are complete, accurate and on-time.”

Update, automate and feel great

There are some other great reasons to upgrade, automate and feel great about inventory management in the cloud and the next one is all about dollars and common sense.

Two C’s Working Together

The cloud and cost. When you get those two terms working together, supply chain generals start paying attention. We could write all about the wonderful savings that you’ll get with cloud based inventory but, in this case, some numbers speak louder than words. For example, with local software you need hardware and the amount of money you need to shell out is significant.

On the other side of that coin

One comparative study by SoftwareAdvice.Com that looked at the inventory costs for 161 warehouses tilts the balance even further toward the cloud.

Eight percent of the monthly subscription fees for cloud-based software were under $500 dollars. Only 2% for local software clocked in under $5000 dollars.

Thirteen percent for the cloud-based choices cost anywhere from $1500 to $2000 and 15% of the contemporary options rang in between $40,000 and $60,000 dollars.

Excess and Expired

Keeping track of your inventory is about being able to find the excess and expired parts of it quickly and easily. Shelf life, expiration dates, and quantity are just a few of the metrics you can stay on top of with this real-time business software.

Two Birds With One Stone

Accurate inventory information means satisfied customers and automating your inventory to cloud-based software kills two birds with one stone because you’re reducing costs at the same time.

Scaling The Cloud

This all ties together with other more technical swag like the incredible scalability the cloud has. After all, this body of network connections and data lets you scale everything upwards by just adding a few lines of information. Ever hunted for inventory to manage multiple locations in the older model? Then you’ll be interested in this innovative new way to get things done without the fuss and bother.

Wait. There’s more!

Online inventory management comes with an IT team, so the implementation time is typically shorter.

Updates Done Automatically  

Cloud-based software updates automatically. Think about that for a moment. Ponder especially those times where you neglected to update your software despite all those little regular warnings. Then, try to re-imagine the frustration of 20 minutes of downtime as everything updates at once, and you stare at the little notification that tells you not to turn your computer off until everything is done.

Bugs Get Fixed

Inventory software in the cloud updates automatically and there’s nothing you need to do. Best of all there’s no downtime because bugs get fixed, problems get patched and new features are updated continuously as soon as they come out. Once again, you have two choices–local software that keeps you waiting or the version in the cloud that’s always working with you.

Ditch that library of hardware! Supply chains are becoming more complicated, and risk is something most smart businesses want to avoid in today’s unstable climate. Subscribing to your software rather than buying it means that you can back away by just canceling a subscription. You’re not stuck with a library of hardware you’ll never use again when you trust your inventory to the cloud.

The Cloud is Secure

Covering all your bases including security is important. A disgruntled employee or ex-inventory/supply chain manager can do damage that will take thousands of dollars and hours to repair unless you can access your inventory remotely.  Staying on top growing security concerns means being proactive and pre-emptive at the same time and making a choice for cloud software helps you to do both.

Innovation is racing forward taking supply chains with it.  

The U.S. Roadmap for Material Handling & Logistics is a pretty impressive crystal ball when you’re trying to see into the future of supply chain innovation. Deloitte took a good look deep inside it and found some other technologies that are driving the next generation of supply chains. Read on for some more of the stuff you thought you’d never see anywhere but on Lost In Space.

 

Automatic identification and sensors.

This marvel works with the cloud-based inventory software to streamline the entire supply chain and straighten out any kinks in the line left by the old days and antiquated ways of yesterday’s tracking and tracing systems. These technologies include imagers, beacons, and barcodes that allow everyone from the CEO in the corner office to the shipper on the floor to see where every product is in real time.

Fair enough, you might say, who is using this cutting edge stuff? The answer is just about everyone in any industry that wants to achieve near 100% accuracy in shipping, 30% faster order processing and a 30% reduction in labor costs. Smart businesses using this smart technology include:

  • The applications here for the one/two punch of supply chain management software include identifying bottlenecks in production and tracking the availability of spare parts.
  • It’s critical to stay on top of innovation with any rapidly changing industry like this one. Patient identification and improving accuracy when manufacturing and labeling products are just two of the areas that benefit from these latest generation advances.
  • Data entry, picking, restocking and inventory management are just some of the areas that will benefit.

R2 D2 In A Factory Near You

Today’s robots can produce goods with fewer errors and higher quality than their human counterparts, and that makes them an integral part of the inventory software/ supply chain puzzle. Deloitte research says 25% of the companies who responded are either using automation right now or plan to use it in the next 1 to 2 years to look after menial tasks like picking, packaging, and sorting.

But what’s the upside for this new age inventory solution that relies on high tech?

  • Productivity and accuracy increase and humans get reassigned to more high-value tasks.
  • Automation works much quicker than the human hand, and this satisfies increasing customer demands.
  • Inventory accuracy gets better and more defined because human mistakes are eliminated.

Case Study:

When automation was implemented in one particular warehouse and paired with cloud based inventory management software, the results spoke for themselves. Benefits included warehouse storage capacity went up 80%, and there was 100% accuracy in all cycle counts with no errors.

Also, energy costs were reduced because there was less need for lighting and heating in the work environment.

Looking Forward To Predictive Analytics

You might be wondering where this is all going. You could very well be curious if there’s some kind of crowning achievement or end game where this cloud based software is concerned. The answer could very well lie in predictive analytics.

This is the emerging science that looks at structured and unstructured data for emerging patterns that can redefine and streamline inventory software and the supply chain. Predictive analytics software is teetering on becoming a mega industry of its own and something that every industry can’t do without. It’s predicted to get bigger and more important in leaps and bounds and was worth $2.2B in 2013 with projections going up to $3.4B in 2018.

New Technology Waves

One thing remains certain, and that is inventory management and supply chain logistics are riding the crest of the new technology waves that will make them more productive and cost efficient. Today’s technology is a juggernaut that rolls forward and demands your attention and compliance.

Getting on board with cloud-based inventory software and other high-tech supply chain advances (like scheduling software and appointment scheduling software) means that your company will stay competitive on a local and global stage. Getting left behind is no longer an option. New technologies are constants that demand ever evolving skills and every industry and individual company should take the time to develop an innovation strategy that works for them.

New Tools

These are interesting times to be considering using new tools and you can start the whole process off by envisioning what your supply chain will look like five years down the road. The experts who know like Deloitte suggest you start with a single business unit or production line to dip your toe into the waters if they are uncharted thus far.

Collaboration is important like never before especially when you consider blurring boundaries and geographic lines make it more necessary than ever. The last point is certainly not the least important. Having a highly skilled labor force that understands how to move their skills from the shop floor to the computer room is an essential way of making the investment in capabilities that will help you move into next generation business.

Whitewater Rafting Tips for Beginners at the Grand Canyon

Whitewater rafting is an activity that lets you do two things- have fun and appreciate the awe-inspiring beauty of the Grand Canyon. Most people would prefer to check out the views of the Grand Canyon from far above the cliffs. But only a few people know that you too can experience the same spectacular views and attractions as you go along the Colorado River.

Whitewater rafting simply isn’t for everybody. But if you want to get to know the Grand Canyon up close, descend into the river and enjoy the thrill as you get more knowledge about this natural wonder.

The Colorado River is considered as the heart of the canyon. This is not for the faint-hearted as currents are strong in some parts of the river. If you have enough time to spend exploring the Grand Canyon, don’t miss out on the opportunity of whitewater rafting along the spectacular Colorado River (and Grand Canyon Mule Ride too).

There are some tour agencies that operate inside the Grand Canyon. Some offer up to fifteen days of whitewater rafting throughout the entire national park. If you are pressed for time on the other hand, you may want to try out the 7-day expedition that lets you experience some of the most amazing and adventure-filled portions of the river.

Most whitewater rafting tours in the Colorado River start at the South Rim. Some of the guests usually just finished camping overnight at Havasu Falls and continue their water-filled journey by whitewater rafting to other parts of the South Rim.

Before signing up for a whitewater rafting adventure, make sure that you are no in good condition. Rafting along the river may seem easy, but it takes strength and endurance to battle the currents and stay on top of the raft the whole time.

Why You Should Not Use Clumping Litter

Many people like the idea of clumping litter (including cat muzzle). It makes it that much easier to clean out the litter box, and it lets you conserve litter over the long run. Since the litter clumps, all you have to do is scoop out the clump and you can leave the rest of the litter there.

Unfortunately, the simple truth is that clumping litter can be quite dangerous for many pets, and not just for the most obvious reasons.

Obviously, clumping litter can cause a problem because the litter can get stuck to the animal’s hind end. This can cause problems with defecating in the future, and also can cause problems with things being messy. It becomes quite simple for the pet to drag litter all over the house when the clumps get stuck to them.

But that’s not the only reason clumping litter can be dangerous. Clumping litter can also cause respiratory problems for a number of different animals. This is because of the chemicals that clumping litter uses in order to clump. These chemicals can interact with the chemicals in the animals’ urine and feces, which in turn causes the creation of harmful gasses. These gasses are in small enough doses that the humans might not even notice.

But the animals notice. And the gas causes damage to their lungs over a period of time. It could wind up taking years off your beloved pet’s life, or cause them to have massive lung problems after a few years.

So if you’re wondering whether you should use a clumping litter, the answer is no. Clumping litter may be convenient for you, but it’s absolutely terrible for your beloved pet. So try to avoid it at all costs, and only use unscented, unclumping litter. Your cat will be glad that you did.

Here are Tops 4 Breakable Diet Tips for Successful Weight Loss

Rules are to be followed. This is especially true if we are talking about rules for weight loss. But did you know that breaking the rules from time to time wouldn’t hurt your chances of having the body you’ve always wanted for yourself. Here are some diet rules that you can break, but still be okay with at the end of the day (just make sure you take Serum of Youth along with it)!

  • Eating dessert

If you have a sweet tooth, you might find it especially hard to keep up with a diet. Most people simply abandon consumption of desserts fearing they might gain more. You don’t have to cut sweets altogether but make sure not to overindulge on them. It’s best to treat yourself to healthy sweets at least once a week. By doing this, you will not have the tendency to overeat.

  • Eat gluten

A gluten-free diet will not guarantee weight loss. The best way to losing weight is to reduce or totally cut out the consumption of processed foods. By increasing your intake of veggies, fruits, and unprocessed foods, you are sure to lose in a healthier manner.

  • Ab workouts

You don’t have to do intense ab workouts just so you can develop a six-pack midsection. The key to developing a six-pack is implementing a healthy diet.

  • Eating breakfast within the first hours of waking

We have all been told that eating breakfast within the first hour after waking is ideal. However, if you want to lose weight, it’s best to push back breakfast at a later time. In this way, you will be able to further lengthen your fasting hour from the time you sleep. Consequently, you shorten the eating window, thus allowing you to eat less than you would on a normal day!

Picking the Best Tow Trucking Service Company in Phoenix

You will need to obtain the services of a tow trucking company in Phoenix at some point in time.

Dealing with a company that offers towing service will be needed if you encounter some problems on the road. Although you may be tempted to fix problems by yourself, this seems to be the least effective means of getting out of trouble.

Calling friends or family to pick you up is just one part of the equation. Your vehicle should also be transported. And what better way to remedy this problem that to hire a reliable towing service from Phoenix.

Towing companies work 24/7 to cater to the needs of clients. Don’t dismiss the idea of hiring a tow trucking service as they may become beneficial once you find yourself in an accident, a flat tire, or a dead battery in the wee hours of the morning. It’s always good to do your homework so you already have a go-to towing company to call when you’re in dire need (you can search online using keywords “tow truck near me“).

Towing services often times tow their vicinity to offer emergency services to motorists in trouble. They often times have extra fuel if you have run out of gas, but still with a car that is fully functioning. The services these companies offer go way beyond your usual towing service. They can also jumpstart batteries, provide fuel, or fix flat tires on the spot, so you don’t have to hire their towing services altogether. In return, minor services are assessed with minor fees only.

A tow trucking service should be reliable and trustworthy. As they are entrusted to transport a major investment- a car- it is best to work with a company that has earned positive reviews and reputation through the years. Make sure to obtain the services of a tow trucking company that has consistently positive reviews from past clients.

Here are Helpful Tips when Choosing the Right Unit for your Storage Needs

Storage units come in a wide array of sizes, shapes, styles, and dimensions. With this in mind, it is only smart for customers to find a unit that perfectly matches their needs. As you will be placing valuable items and materials in a unit within a storage facility, two things should be of priority are safety and affordability!

  • Always make sure to do your homework before shopping for storage units. People always make the mistake of committing with the first storage service company they chance upon online. There are many posts storage service companies in Delray Beach, and with this, it should be a practice to check out up to four or five facilities. Check for unbiased reviews online or those coming from family and friends.
  • The type of storage unit that you want to lease or rent should ne dependent on your storage needs alone. Although price may be a determining factor on the size and accessibility of storage units, there are a few features that you should always have in mind when choosing storage units. For one, humidity and climate control are two features that you need to seriously consider especially if you are going to store valuable items such as important documents, artwork, and wine in the unit.
  • Identify the size of Delray Beach storage space you need. The size is important in that you need to make sure that all items fit comfortably whilst giving you the opportunity to move around without hassle.
  • Find a storage facility that is convenient for you to visit on a regular basis. If you want to save time on travel or commute it is practical to pay for a unit that is closest to your place of work and residence.

How to Invest in Luxury Real Estate in Miami

If you are planning to invest your hard-earning money in luxury real estate properties in Miami, here are some of the smartest approaches you can take:

  • Flip a Luxury Home

One great form of investment is flipping a mansion or a condo unit. Buy an existing property located in an exclusive and high-end neighborhood in Miami. Reselling them is one of the easiest ways to recoup your investment and earn double at the same time. Flipping houses is the fastest way to earn from you investment that having to build a home from scratch. Be careful when choosing a home or condo to flip, as this path will only be profitable when you choose a property with the right architecture and layout.

It is important to note that there is not much competition when flipping luxury real estate in Miami. There are only a few people who can actually afford to fund renovations and remodeling, and lesser individuals who have a knack at executing these changes at a grander scale.

  • Make Investments Abroad

For foreign investors, it is a smart decision to invest on luxury homes and condos located in Miami. The Miami real estate is not as volatile as those from other cities or neighboring states. Ownership of real estate in Miami is easier to process even for foreign investors as the city is known to be an epicenter of rest and relaxation not only to Americans but also for the rich and famous of neighboring countries.

  • Purchase a High-End Condominium Unit

Whether you are looking to stay at a high-end condo or you opt to have it rented out, buying one in a world-class condo located in Miami is a smart decision. Most high-end Condos in Miami offer top-notch amenities and easy access to transportation. It is a great investment for those seeking to experience the city without hassle.

When buying luxury real estates, keep in mind that investors are not only purchasing the unit with all the bells and whistles that a building offers. You are essentially buying a lifestyle. When buying a condo unit, make sure that it is filled with world-class amenities like a full-pledged gym , swimming pools, private bar or lounge, and hotel-style services.

The Top Pointers First-Time Home Buyers Must Know Before Applying for Arizona Mortgage

Here are smart and useful tips that you can use when looking for purchase of your own house through a home loan or mortgage (like phoenix home loans).

  • Improve your Credit Standing

Before you can get excited over getting approved for a mortgage, make sure that your finances are straight and clean. Mortgage lenders usually look at an applicant’s credit score before they can actually get them approved. Although you may have good-looking income at present, your credit standing will be a major factor in determining whether you are eligible for a home loan or otherwise. With this mind mind, it is imperative that you clean up your credit before pushing through with home loan application.

People with poor credit are considered high-risk borrowers. You may get approval for a loan but in exchange of high interest rates. If you have existing credit balances, make sure to pay them down or pay them off to improve your chances of getting a home loan approved.

  • Choose the best mortgage for your budget

Your budget will tell you on what type of mortgage will be suitable for you, and that which you have the ability of paying off easily over time.

A 30-year mortgage is the most common type of fixed-rate mortgage and is suitable for those who think that mortgage interest rates will increase in the future. If you want to lock a pretty good interest rate that a lender assessed on your loan, opting for a 30-year mortgage is ideal.

The other type of mortgage is adjustable-rate mortgage or ARM. Typically, this type of mortgage features an initial period of 1, 5, or 7 years carrying a predetermined interest rate. The interest rates attached to ARM are generally lower and more affordable. However this is the case, the interest rate will still change once the intial period ends. The interest rate may increase or decrease based on prevailing market forces. The adjustments made on the monthly payments are based on the annual changes on the interest rates that are set by mortgage lenders.

Get A Free Auto Insurance Quote Today

If you are looking to find a free auto insurance quote, then you couldn’t have picked a better time. In 2016, there are more online auto insurance comparison sites than ever before (these sites provide cheap car insurance quote), so with a few simple clicks of your mouse, you will be able to view virtually every auto insurance policy that’s available to you.

As you’d expect, this allows you to quickly and easily compare all of the different offers, so you shouldn’t find it too difficult to find a deal that’s more generous than the one you are currently signed up for. In fact, many savvy shoppers make a note of shopping for a new car insurance policy before their current one expires, and this means you can make a quick and easy transition without any hassle at all.

Fortunately, you can save a great deal of money by using free auto insurance quotes, and if you are also willing to pay a higher excess, you can secure some incredible discounts that really help your money stretch further when it comes to insuring your vehicle.

Another useful way to make sure your quote is less than you would otherwise be expected to pay is to make sure you have upgraded security in your vehicle. Whether this means fitting a new alarm, adding an immobilizer or tracking device, or making sure it is locked in the garage rather than on the driveway, there are many small things you can do that will make a big difference when you’re trying to reduce the quote you have been offered by your insurance company.

So if you’re sick and tired of paying more than you should have to for your auto insurance, there’s no reason why you shouldn’t sign up to an online comparison website today and take advantage of the many different offers that are available to you.

How To Eat Like An Italian

There are many people out there who falsely believe that Italian food is all about mountains of red sauce and meatballs. This is not the case at all. In fact, eating like an Italian is far different than you would probably think (take it from someone who have been to many Miami Italian Restaurants).

One thing you should know is the fact that tons of sauce is not an Italian thing. The idea is to coat your pasta with a small amount of sauce and allow it to coat the noodles. This is a far cry from the marinara bathed pasta most people associate with Italians.

You must have good olive oil if you want to eat like Italians. This is a staple in all Italian households. If you are not a fan of olive oil then there is really no way to have a truly authentic Italian eating experience.

Another thing you should never forget is good wine (Best Italian Restaurants in Miami have these wines). This is important for adding to recipes as well as drinking on the side. As long as you have good wine, you will do fine when it comes to being authentically Italian.

This may seem simple, but that is exactly how eating is in Italy. Simple ingredients that are delicious in their own respect.

Tips For How To Design Your Backyard Efficiently

Did you just move into your home? Maybe you’re just now getting serious about landscaping. It’s fun to work in the backyard if you ask me. Everyone has a different idea of how to set things up though, which is a good thing. Otherwise, you would look around you, and everyone’s backyards and landscapes would look similar to each other. However, there are some great universal tips for helping people in general when designing a backyard landscape (make that lawn useful).

For example, you can tell that since everyone likes something different, in order to have a plan, you’re going to have to think about what you want. While you are not wanting to copy your neighbors, it can be a good idea to look around you to see what people are doing with their yards. You can get some great tips that way. You don’t necessarily have to ask them, but you can just take notice.

Also, think about what is native to your area. Where do you live? Designing your backyard with plants, flowers, trees and more that are native to your area is going to make things much easier on you. Make a list of everything you need, including garden tools, mulch, potting soil and whatever else is going to be necessary to carry out your plan. Lastly, do it a little at a time so that you’re not trying to rush and get it done all in one weekend (and don’t forget to do lawn maintenance).

Eat These 3 Foods To Have Healthier Eyes For Life

If there is one part of our body that we should look after throughout our life, then it is our eyes. Our teeth do come a close second, but we can still eat without them. We cannot see properly with damaged eyes.

It is true when science and dietitians tell us that we are what we eat. All of the nutrients and vitamins that our body needs on a daily basis is contained in food. So, it goes without saying that what we consume on a personal basis, can help to keep us healthy.

After spending a while doing some research, I came up with a short list of the best 3 foods to ensure that I have healthier eyes (avoid having to go through lasik eye surgery).

The first one is dark greens, such as cabbage, broccoli, and spinach. These are very rich in a lot of nutrients, and can supply most of what our body needs if eaten each day.

Oily fish such as tuna and mackerel is a great source of Omega-3. This natural oil has shown to be beneficial for the body.

Finally, blackcurrants contain a high level of goodness, and thankfully, I love them (but in case you have eye problems, have it checked by a professional and check out lasik nyc).

Deciding if Crown Cork Or A Soda Filling Machine Would Be Best For My Restaurant

Right now, I am making an important decision for my company. Recently, I opened up a small deli that serves casual dining meals and sandwiches. I have the menu pretty much nailed down, but the part that I am still struggling to decide about is how to manage the drink portion of the menu. I have to take into account multiple aspects of the equation, including price, efficiency in the ordering process, and – of course – what my customers would like to drink.

The two options that I’ve narrowed it down to us are a soda filling machine or a Crown Cork bottled soda dispenser. I have decided that I’m going to take an informal survey of a few hundred random people over the course of the next week and asked them which they would prefer if they came into an establishment like mine. While I definitely want to take costs and ordering efficiency into account, I do feel that the most important part of the equation is customer preference (I don’t know why some mentioned something about Epak). Therefore hearing the unbiased opinions of several hundred people will factor heavily into my decision.

I Keep Up With The Top 3 Best Minecraft Server Hosting Possibilities

I keep up with the top 3 best Minecraft hosting possibilities. It usually does not change too much, so I only check in and make sure my list is accurate once or twice a month. However, I do make a habit of keeping up with how everyone is doing and if there are ever new options in this area.

I’m afraid my Minecraft is really important to me, as it’s about all I have in life right now. I do contract demolition in abandoned homes and buildings all day long, so it’s nice to have something where I can just sit down and build things at night, even if they are electronic things.

My wife is on deployment overseas, and my kids are spending the summer with their grandparents. Me? I’m in a hotel room for two months until my contract is up. So, this is my only life or entertainment except when I get to Skype family.

Having the right server hosts for Minecraft is important to me since I’m playing on a laptop on the road. As I’m destroying things all day long, I get ideas of great things to build in the game. Sometimes my day ends early enough that I can log on while my kids are still up back East, and we can play together. That’s always a fun afternoon, building something I saw and then trying to keep them from obliterating it.

I did have one favorite Minecraft server host I used religiously, but for some reason their connections and speed went down the toilet, so that’s why I know keep a list of the best 3 to use, and update the list as needed should something to happen to one of my current favorites.

The Top 4 Things to Know Before Taking Out a Life Insurance Policy

Before you finally sign up with an insurer, it is best to check out these guidelines to make sure you’re getting the coverage that you need (same applies for the products you’ll find on Do Coop)!

  1. Assess your life insurance needs

If you have little knowledge of how life insurance works, it’s always best to talk to experts. They will give you a rundown on the basics of life insurance, as well as give you quotes from multiple insurers.

  1. Identify the amount of coverage you need

Review the amount of contribution you provide to the household. If you are the primary breadwinner, you need to increase the amount of coverage so that pay out will be more than enough for your family to sustain living comfortably in the future. In addition, identify how much debt you have, including existing loans under your name. This will give you a clear picture of the type of life insurance to take out.

  1. Review your existing life insurance policy

If you have a current life insurance policy, never cancel it until you have a new one in place. Carefully review the new policy before finalizing everything. Insurers give policy owners the opportunity to change the terms and benefits upon renewal.

  1. Make a comparative analysis across life insurance options

In essence, there are two different types of life insurance, namely term life and cash value insurance. Term life features lower premiums and is only in force for a predetermined number of years. On the other hand, cash value insurance does accumulate value over time, and may even be used by the policy owner during emergencies.